Kripton

preliminary

The Kripton project is a platform to lend to users, both consumers and small businesses. The project will expand its activities into Africa and Asia.

The main problem, in my opinion:
In the modern world, the word "credit" is familiar to everyone and everyone knows that getting a loan is not easy, but sometimes it's just necessary. Whatever your loan goals are: maintenance, business, repair - you need a good credit history and deposit to get it. By definition, access to credit for the majority of citizens is not possible due to higher factors.

The project developer is L-Pesa, which has been in operation for more than 2 years and provides microcredit services.
Kripton's main goal is to make loans in African countries more accessible. This will have a positive impact on the overall economic component of Africa.
To get credit, someone no longer has to search and collect credit history. Because the project will implement a system of trust levels, which will consist of your credit ladder and your personality analysis.
the credit ladder will allow at the beginning to take out a small loan, once the payment is successful, the new credit level will be open and so on. For each loan repaid, the user will receive points to his or her level of trust.

Personality analysis will be conducted on the basis of verification of submitted documents and attached social networks.

Actions to get a loan:
registration;

• identity documents and verification;
• applications for loans and approvals;
• Payment terms and repayment schedule. Pros: - the system is transparent, because it will work with the help of smart contracts; - a high entrance threshold to the credit market; - Credit history and liens replaced by trusting relationships; - get a simple loan with the help of a normal smartphone.

ICO:
Soft cap: 50,000 USD
Hard cap: 52,000,000 USD
Selling price: 1 ETH = 17,500 LPK
Token LPK:
Tokens operate on the basis of smart contracts based on Ethereum ERC20.
LPK will be the center of the project ecosystem and the operation and completion of the credit will be made for the LPK.
Total supply: 2,600,000,000 LPK.


Token LPK:
Tokens operate on the basis of smart contracts based on Ethereum ERC20.
LPK will be the center of the project ecosystem and the operation and completion of the credit will be made for the LPK.

Total supply: 2,600,000,000 LPK.

Conclusions and solutions to the problem:

This technology will allow everyone to reconsider their view of the modern credit system. The level of trust is a way of credit access that is more loyal and for this people who really need a loan can rely on it.

for more information :
Website: https://kriptonofafrica.com/
Whitepaper: https://kriptonofafrica.com/static/pdfs/L-Pesa%20ICO%20white%20paper%202018.pdf
Twitter: https://twitter.com/lpesaico
Telegram Group: https://t.me/LpesaICO
Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2885970.0

Bounty Bitcointalk: https://bitcointalk.org/index.php?topic=3119229.0

Autor : damar
profilelink:https://bitcointalk.org/index.php?action=profile;u=1764605
ETH : 0xC020707CB64a02B77f47787C6C9Ca2Fdf127c12E